What are the rules of setting up a spousal RRSP?

By | February 10th, 2020|Member Contributed|

You may know about a registered retirement savings plan (RRSP) and how it can help you save money for  retirement. But a spousal RRSP has other benefits you can take advantage of.  A spousal RRSP allows you to “split” your retirement income and pay less tax as a couple over  your lifetimes. Let’s go through what a spousal RRSP can do.  Why get a [...]

How you can get the most from your RRSP contributions

By | February 3rd, 2020|Member Contributed|

Matching each saving option to your specific financial situation Building savings can be challenging – after all, there are plenty of fun things to spend money on.  But the satisfaction of watching your savings grow will likely outlast the thrill of your latest online purchase. To maximize your savings potential, you can add guaranteed investment [...]

Vulnerability is a Speaker’s Secret Strength

By | January 21st, 2020|Member Contributed|

When I ask people what scares them about public speaking, virtually every answer comes down to vulnerability. What if my mid goes blank? What if I sound stupid? What if I make a mistake and somebody calls me out? What if I accidentally offend someone? Standing in front of others to speak your truth leaves [...]

Thiet Le

By | January 20th, 2020|Member Spotlight|

Mortgage Agent @ Mortgage Brokers Ottawa Mortgage Brokers Ottawa is Ottawa's largest brokerage offering its experienced mortgage advice, competitive mortgage rates and unique mortgage solutions through trusted lending partners. We have access to multiple lenders , we will find you the most competitive rates with the most suitable mortgage term. We take the time to [...]

RRSPs and TFSAs: What’s the difference when it comes to income tax rates?

By | January 13th, 2020|Member Contributed|

Have you heard of registered retirement savings plans (RRSPs) and tax-free savings accounts (TFSAs) but aren’t sure what the difference is? Are you trying to figure out which is best for you and your financial security plan?   I can help – let’s take a closer look.   Before you decide whether to contribute to [...]

Jessica Keats

By | December 19th, 2019|Member Spotlight|

HEALER • CONSULTANT • SECRET WEAPON The International Healer consulting with individuals and businesses to increase and maximize potential as well as profit. Her profound abilities of Healing, Intuition and Strategy make her the best known Secret Weapon behind the success of powerful people, entrepreneurs and professionals.  What is your favorite part of being a [...]

Drug & Alcohol Testing in the Workplace-Is it legal? 

By | December 10th, 2019|Member Contributed|

We receive this question quite a bit when testing current or new employees, “I was asked to do a drug test by the company I’m applying for. Are they allowed to do that? I’ve never been asked to do this before.”  The short answer is yes. Employers have several duties with regards to ensuring workplace [...]

Deborah Bard

By | December 6th, 2019|Member Spotlight|

Founder, Bard Consulting First, I am a wife and a mother, then I am a volunteer and I like to dabble in Business Process Management, a discipline in which various methods are used to discover, model, analyze, improve, optimize products, services or processes.  Focusing on improving business performance by ensuring process efficiency, effectiveness and flexibility. [...]

Abbie Sizer

By | December 3rd, 2019|Member Spotlight|

Associate Private Banker at BMO As an Associate Private Banker, Abbie acts as a relationship manager for clients requiring a high level of expertise and service in managing their financial affairs. As the benefits of wealth rarely come without complications and challenges, Abbie along with her team of talented and knowledgeable professionals, challenge successful Canadian [...]

Beyond Your Basic “Target Audience”

By | November 20th, 2019|Member Contributed|

When you define your target audience, what information are you including?   Most will answer with a traditional age, gender, geographic location. Sometimes there is more depth targeting like “income”, “has children”, “married” or “professional”. The next time that you sit down and review your target audience, I implore you to dig a little deeper. [...]

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