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My Thoughts on “Building a Brand.”

By | February 18th, 2020|W2W|

Today I’m talking about “building a brand.” But I’m taking a different approach. Today I’m talking about building YOU, the brand. Brand is a word that’s thrown around like confetti these days. But what does it really mean? Today we’re keeping it fairly simple. Think of “brand” as: What you’re all about What you stand for [...]

Ways to withdraw from an RRSP or TFSA

By | February 17th, 2020|W2W|

You may be surprised to learn what you can do with your savings Now that you’ve watched your savings grow, you’ll eventually want or need to use it. There are many ways to use your savings. Here are some guidelines to help you decide whether you should make a withdrawal from your RRSP or TFSA before [...]

What are the rules of setting up a spousal RRSP?

By | February 10th, 2020|W2W|

You may know about a registered retirement savings plan (RRSP) and how it can help you save money for  retirement. But a spousal RRSP has other benefits you can take advantage of.  A spousal RRSP allows you to “split” your retirement income and pay less tax as a couple over  your lifetimes. Let’s go through what a spousal RRSP can do.  Why get a [...]

How you can get the most from your RRSP contributions

By | February 3rd, 2020|W2W|

Matching each saving option to your specific financial situation Building savings can be challenging – after all, there are plenty of fun things to spend money on.  But the satisfaction of watching your savings grow will likely outlast the thrill of your latest online purchase. To maximize your savings potential, you can add guaranteed investment [...]

Vulnerability is a Speaker’s Secret Strength

By | January 21st, 2020|W2W|

When I ask people what scares them about public speaking, virtually every answer comes down to vulnerability. What if my mid goes blank? What if I sound stupid? What if I make a mistake and somebody calls me out? What if I accidentally offend someone? Standing in front of others to speak your truth leaves [...]

RRSPs and TFSAs: What’s the difference when it comes to income tax rates?

By | January 13th, 2020|W2W|

Have you heard of registered retirement savings plans (RRSPs) and tax-free savings accounts (TFSAs) but aren’t sure what the difference is? Are you trying to figure out which is best for you and your financial security plan?   I can help – let’s take a closer look.   Before you decide whether to contribute to [...]

Drug & Alcohol Testing in the Workplace-Is it legal? 

By | December 10th, 2019|W2W|

We receive this question quite a bit when testing current or new employees, “I was asked to do a drug test by the company I’m applying for. Are they allowed to do that? I’ve never been asked to do this before.”  The short answer is yes. Employers have several duties with regards to ensuring workplace [...]

Beyond Your Basic “Target Audience”

By | November 20th, 2019|W2W|

When you define your target audience, what information are you including?   Most will answer with a traditional age, gender, geographic location. Sometimes there is more depth targeting like “income”, “has children”, “married” or “professional”. The next time that you sit down and review your target audience, I implore you to dig a little deeper. [...]

Why Say “Yes” to Yourself

By | August 22nd, 2019|W2W|

I have worked with several business coaches over the years. Even though I am very appreciative of their guidance, anytime you are asking for the help of others (and even when it is unsolicited by you), you may receive suggestions, advice or ideas that just don’t quite fit.  Initially, you might question yourself wondering if [...]

RRSPs and TFSAs: Which is Right for Me?

By | August 13th, 2019|W2W|

With so many savings options available, it can be challenging to find the right fit for your needs. Registered retirement savings plans (RRSPs) and tax-free savings accounts (TFSAs) are two popular savings vehicles. Both options are government registered and provide tax-advantaged savings. What savings vehicle will work best for you depends on a number of [...]

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